Have you ever heard the saying, ‘it’s never too early to start saving’? One of the most important reasons why this statement rings true, in my humble opinion, is the power of compounding. What is compounding you ask? Compounding is the process whereby investments make returns, and those returns make returns, and so on. The more time you have, the more “so-on’s” you can add to that sentence, and the bigger and bigger the potential returns get. Albert Einstein once described compound interest as the greatest invention of mankind.