how to hire gcm

Individuals and Families

We offer all investment account types available to individuals and families here at Generation Capital Management, including IRAs, non-retirement (individual as well as joint), trusts, and estates. We manage the investments in these accounts ourselves.

We can act as the advisor of record on certain 403(b) plans through Aspire Financial.

And we are excited to be able to manage the asset allocation in most employer-sponsored retirement plans and HSAs.

The best part is that all individuals and families who have an investment account managed by Generation Capital Management receive our financial planning services at no additional charge.

Businesses, Municipalities, Nonprofits, and Other Entities

Not only do we manage investments for individuals and families, but we help a myriad of other client types including municipalities, trusts, estates, foundations, corporations, small businesses, and nonprofit organizations.

We are happy to offer fiduciary consulting, guidance with selecting and managing a retirement plan, support as an ERISA Section 3(38) or 3(21) fiduciary, and our specialized cash management services to help your organization meet their short- and long-term goals.

It used to be the case that you needed to have tons of money invested with a financial advisor to receive financial planning advice.

Not anymore. We’re changing the industry.

With the genPOWERMENT standalone financial planning platform, we have two service options that allow you to keep your investments where they are and receive exceptional advice from our highly-qualified CERTIFIED FINANCIAL PLANNER™ professional John Howe-Wemett, CFP®, M.S..

As part of our mission to increase access to high-quality financial planning from a qualified CERTIFIED FINANCIAL PLANNER™ professional, we offer the ability to purchase a full financial plan plus a year of implementation support, or each of those options individually.

You pay one flat fee (half upfront, half at time of plan delivery) regardless of how simple or complex your financial situation is.

We provide expert insights and deliverables you can hold in your hands.

While we believe that everyone can benefit from a full financial plan, we recognize that you might not feel ready to look at your whole wealth picture right now. That’s why we created a month-by-month option.

Utilizing the genPOWERMENT by Generation Capital Management platform, you’ll work with our CERTIFIED FINANCIAL PLANNER™ professional on a monthly basis to address your more fundamental financial concerns and get to know us.

There’s no commitment—you can cancel at any time.

There may be a situation where an individual or family needs some time with a CERTIFIED FINANCIAL PLANNER™ professional without an ongoing relationship. We have a solution for that.

We offer our financial planning services at an hourly rate to help you work through whatever is challenging you. It could be anything from doing a deep-dive on your budget, to having someone help you navigate the execution of an estate, all the way to putting together a financial plan. We’re happy to help however you need us to!

As a Registered Investment Advisor, Generation Capital Management can provide enhanced fiduciary services for retirement plan sponsors. We are happy to review your organization’s request for proposal (RFP) or make sure that an Investment Policy Statement is in place and up to date. Let us see if our skillset can help your organization reach its long-term goals.