Standalone Financial Planning Services for Everyone

genPOWERMENT is financial planning for a new generation. This is where you can receive high-value guidance about anything that has to do with your money without the need to invest with us.

We call this program genPOWERMENT because we see it as our opportunity to empower you with the knowledge necessary to grow your financial health.

Whether you want a full financial plan with a year of support or just month-by-month guidance, we’ll help you optimize your finances through custom-tailored advice. All at a clear and affordable price that doesn’t change no matter how complex your finances are.

Choose Your Service—No Investments Required

Comprehensive or Basic Guidance

Comprehensive Financial Planning

A financial plan, in-depth guidance, or both

We believe that everyone can benefit from a financial plan. Our team provides several comprehensive financial planning options:

  • A financial plan coupled with a year of financial planning support to help you reduce exposure and optimize your financial choices

  • A single financial plan to help you make informed decisions for today and the future

  • Or just a year of on-call support from your on-call CERTIFIED FINANCIAL PLANNER™ professional

All for a price that won’t change based on your situation.

Basic Guidance

Support to help you improve financial health

Not everyone is ready for a full financial plan. We get it. That’s why we offer a basic month-by-month option where we can work on anything that has to do with your money:

  • Performing a spending analysis, setting up a budget, and controlling spending

  • Optimizing debt paydown vs. saving to help your money work harder for you

  • Understanding your relationship with money so that you can identify and fix problematic patterns

You don’t have to wait until you feel like you have your finances in order to receive help from a qualified professional.

Fully-Customized Option

Hourly Consulting

Our expertise in your hands

If neither of these options sound like what you need, we can create a custom service built exclusively for you charged by the hour.

 

What Makes Our Standalone Financial Planning Service Unique

Keep Your Investments Where They Are

With the genPOWERMENT standalone financial planning service, you can leave your money in your employer-sponsored retirement plan, at the bank, or in your favorite investment accounts and still receive personalized guidance from our CERTIFIED FINANCIAL PLANNER™ professional John Howe-Wemett.

Fiduciary Standard of Care

Generation Capital Management is a Registered Investment Advisor which means—among other things—that we have a regulatory requirement to make recommendations that are in the best interest of the client at all times. The CERTIFIED FINANCIAL PLANNER™ Code of Ethics also demands that all CFP® professionals act as fiduciaries. The result: a relationship that puts you first with the highest level of advice from a qualified expert.

Clear, Upfront Pricing

Your situation matters to us, but it doesn’t impact your cost. You’ll pay the same price regardless of how many moving parts we need to help you coordinate.

 

Why Do We Offer This Service?

We recognized a huge issue with the financial services industry—it was structured in such a way that only people with a lot of money could participate.

How?

It used to be that the only way to receive guidance from a financial planner was to have an investment account with them (and the more money you invested, the better service you would receive).

Here’s the paradox: How do people gather enough assets to be able to access financial planning services without first having the help of a financial planner?

“genPOWERMENT is not only transformative, but it’s also deeply important to us. It allows us to bring to the table people who have otherwise been left out of the financial planning discussion.”
— John Howe-Wemett, CFP®, M.S.

At Generation Capital Management, we understand that not everyone who needs financial guidance has money for us to invest. So we created a financial planning service where you can work directly with a CERTIFIED FINANCIAL PLANNER™ professional without us managing your investments.

We hope that you’re as excited about it as we are!